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Lenders must now verify and document at least eight specific criteria, including income, assets, credit history, other debt obligations, and employment status, to determine whether a borrower has a reasonable chance of repaying the loan. If the lender doesn???t do all that, a homeowner who has trouble repaying the loan has grounds for a lawsuit.
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Chowdry further determined that sales of the iPhone 5s closely followed those of the iPad. AT&T's 5s outsold all the other carrier versions, followed by Verizon's, the unlocked version, and Sprint's version.
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